Upstate Capital Inc., located in Syracuse, New York, is a Reverse Mortgage Lender founded more than 20 years ago with the simple hope of enriching the lives of seniors by helping to provide a financial solution to many of the problems facing them today.

We operate as one of the premier reverse mortgage resources helping the  62+ generation better understand the reverse mortgage products and options available to them. 

We have built a strong reputation as an outstanding reverse mortgage brokerage firm, serving the lending needs of seniors throughout multiple states.

We're a full service reverse mortgage broker with an experienced staff offering expertise in every area of reverse mortgage lending. We have access to a full range of mortgage lenders and our lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet your unique needs.

Thank you for visiting our website. We look forward to putting our mortgage experience to work for you!

Upstate Capital - serving senior homeowners with a growing footprint.

Click onto your State to get a quote and free information.

Upstate Capital is a Licensed First Mortgage Correspondent Lender/Broker & Second Mortgage Correspondent by Connecticut Banking Department- MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR CORRESPONDENT LENDER

Florida Correspondent Lender

New York Registered Mortgage Broker-NYS Banking Department

Licensed as a First Mortgage Broker by the Pennsylvania Banking Department; Licensed as a Second Mortgage Broker in Pennsylvania pursuant to the Secondary Mortgage Loan Act

Licensed Mortgage Broker by the New Jersey Department of Banking and Insurance.  FHA Licensed Correspondent Lender.  All Loans Arranged Through Third Party Lenders.  Mortgage Broker Only.  Not A Mortgage Lender.  NMLS Number:  20823.